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Arto Sorvoja: Banking IT Strategy 2030 – Maximizing the Return on your Digital Investment
The European banking ecosystem is a study in contrasts. On one end, approximately 20 large-scale financial institutions dominate the market. Conversely, 200 to 300 small-to-medium-sized banks contribute to a fragmented landscape. This fragmentation, coupled with structural differences and regulations, has led European banks to underperform compared to their U.S. counterparts…
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